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Only Courts Can Decide if COVID-19 Chaos is Included Under Business Interruption Coverage

April 21, 2020Despite paying insurance premiums for years, businesses are now being told by insurance companies and brokers that the business interruption coverage in their policy does not apply to coronavirus losses. However, the question of whether business interruption coverage extends to losses caused by the current pandemic will ultimately be answered by the courts, not insurance carriers. These legal decisions will depend upon the specific language of the policy and the facts and circumstances surrounding the claim. Posted by Kyle A. Johnson & Hal DeSaussure